4.75% ASSUMABLE LOAN | SAVE $550/MONTH! Secure 2021 rates in 2026. This 3-bedroom, 2-bath home offers an unmatched opportunity with a fully assumable mortgage at 4.75%. Optimized for low-cost ownership, the property features a brand-new 2024 architectural roof, new hurricane-impact windows and doors, and a newer A/C system. The fully-owned solar system slashes monthly electric bills. The interior boasts 1,576 sq. ft. of efficient living space with vaulted ceilings, an open split-floor plan, and remodeled bathrooms. Outside, enjoy a private, vinyl-fenced 0.35-acre lot with a storage shed and no CDD fees. Located minutes from Snead Island boat ramps, I-275, and Gulf beaches.

Architectural Style Florida Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces West Exterior Features LightingSidewalkSliding DoorsStorage Fencing FencedVinyl Foundation Details Slab Garage Dimensions 20x22 Lot Features Level Open Parking YN Yes Other Structures Shed(s)Storage Parking Features DrivewayGarage Door OpenerGround Level Patio And Porch Features Rear Porch Pool Private Yn No Road Frontage Type Street Paved Road Surface Type PavedAsphalt Roof Shingle Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Feet Total 0 Waterfront Yn No

Appliances DishwasherMicrowaveRangeRefrigerator Building Area Total 2061 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Ceramic TileLaminateHardwood Furnished Negotiable Heating Central Heating YN Yes Interior Features Ceiling Fan(s)High CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface Counters Laundry Features Electric Dryer HookupInsideLaundry RoomWasher Hookup Levels One Rooms Primary Bedroom (Built-in Closet) Primary Bathroom Kitchen Living Room Sewer Public Sewer Stories Total 1 Water Source Public

Additional Lease Restrictions Check with the City of Bradenton and Verify all Lease Restrictions with HOA Association Approval Required Yn No Association Fee 500 Association Fee Frequency Annually Association Fee Monthly Amount 41.67 Association Fee Requirement Required Association Yn Yes Cdd Yn No Down Payment Resource Yes Electric Photovoltaics Seller Owned Flood Zone Code AE Garage Yn Yes Green Energy Generation Solar Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms AssumableCashConventionalFHAVA Loan Minimum Lease No Minimum New Construction Yn No Ownership Fee Simple Pets Allowed Cats OKDogs OKYes Property Attached YN No Property Condition Completed Property Sub Type Single Family Residence Realtor Info As-IsDocs Available Senior Community Yn No Special Listing Conditions None Sw Subdiv Community Name Palms Tax Annual Amount 5784 Total Annual Fees 500 Total Monthly Fees 41.67 Utilities Public Yrs Of Owner Prior To Leasing Re No Zoning RS1

Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of EMERALD REALTY TRUE PARTNERS: 941-740-5411.

© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-02-17T11:45:58.34.

1606 22ND Avenue W

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Description

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1606 22ND Avenue W Palmetto, FL 34221

Property Description

Architectural Style	Florida
Attached Garage Yn	Yes
Carport Yn	No
Construction Materials	Block Stucco
Covered Spaces	2
Direction Faces	West
Exterior Features	Lighting Sidewalk Sliding Doors Storage
Fencing	Fenced Vinyl
Foundation Details	Slab
Garage Dimensions	20x22
Lot Features	Level
Open Parking YN	Yes
Other Structures	Shed(s) Storage
Parking Features	Driveway Garage Door Opener Ground Level
Patio And Porch Features	Rear Porch
Pool Private Yn	No
Road Frontage Type	Street Paved
Road Surface Type	Paved Asphalt
Roof	Shingle
Water Access Yn	No
Water Extras Yn	No
Water View Yn	No
Waterfront Feet Total	0
Waterfront Yn	No

Appliances	Dishwasher Microwave Range Refrigerator
Building Area Total	2061
Cooling	Central Air
Cooling YN	Yes
Fireplace Yn	No
Flooring	Ceramic Tile Laminate Hardwood
Furnished	Negotiable
Heating	Central
Heating YN	Yes
Interior Features	Ceiling Fan(s) High Ceilings Kitchen/Family Room Combo Open Floorplan Solid Surface Counters
Laundry Features	Electric Dryer Hookup Inside Laundry Room Washer Hookup
Levels	One
Rooms	Primary Bedroom (Built-in Closet) Primary Bathroom Kitchen Living Room
Sewer	Public Sewer
Stories Total	1
Water Source	Public

Additional Lease Restrictions	Check with the City of Bradenton and Verify all Lease Restrictions with HOA
Association Approval Required Yn	No
Association Fee	500
Association Fee Frequency	Annually
Association Fee Monthly Amount	41.67
Association Fee Requirement	Required
Association Yn	Yes
Cdd Yn	No
Down Payment Resource	Yes
Electric	Photovoltaics Seller Owned
Flood Zone Code	AE
Garage Yn	Yes
Green Energy Generation	Solar
Homestead Yn	Yes
Lease Considered YN	Yes
Lease Restrictions YN	No
Listing Terms	Assumable Cash Conventional FHA VA Loan
Minimum Lease	No Minimum
New Construction Yn	No
Ownership	Fee Simple
Pets Allowed	Cats OK Dogs OK Yes
Property Attached YN	No
Property Condition	Completed
Property Sub Type	Single Family Residence
Realtor Info	As-Is Docs Available
Senior Community Yn	No
Special Listing Conditions	None
Sw Subdiv Community Name	Palms
Tax Annual Amount	5784
Total Annual Fees	500
Total Monthly Fees	41.67
Utilities	Public
Yrs Of Owner Prior To Leasing Re	No
Zoning	RS1